Regulators Release 2025 CRA Lending Data on Small Business and Farms
Federal bank regulators published annual Community Reinvestment Act data covering small business, small farm, and community development lending activity in 2025.
Federal bank regulatory agencies on Tuesday released their annual data on small business, small farm, and community development lending for 2025, fulfilling a mandate under the Community Reinvestment Act that requires yearly public disclosure of such figures.
The data were published by the agencies acting collectively as members of the Federal Financial Institutions Examination Council, the interagency body that coordinates uniform examination principles and reporting standards across federal bank supervisors.
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The Community Reinvestment Act, enacted to encourage depository institutions to meet the credit needs of the communities in which they operate — including low- and moderate-income neighborhoods — obligates regulators to make this lending data publicly available on an annual basis.
The release covers three distinct lending categories: loans to small businesses, loans to small farms, and financing directed toward community development projects. Together, these figures provide researchers, policymakers, and community advocates with a broad view of how banks are deploying capital in underserved markets.
The FFIEC member agencies responsible for the disclosure include the Office of the Comptroller of the Currency, the Federal Reserve, and the Federal Deposit Insurance Corporation, each of which supervises different segments of the U.S. banking system. Continue reading at OCC News.
